Future Value Calculator for a Lump Sum
Project what a single amount grows to with compound interest, with no further deposits, over a number of years. Enter present value, annual rate and…
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Project what a single amount grows to with compound interest, with no further deposits, over a number of years. Enter present value, annual rate and years to see future value and growth when you calculate.
General information only, not financial advice. Results are estimates; fees, tax and future rate changes may affect outcomes.
Worked example
Example calculated from the starting values. Enter your own values and press Calculate to get your result.
With the default inputs (present value = 5,000, annual rate = %6, years = 10), the results are: future value 8,954.24; growth 3,954.24.
Quick reference: present value vs result
Reference table based on the example values; it is not your calculation result.
| Present value | Future value | Growth |
|---|---|---|
| 2,500 | 4,477.12 | 1,977.12 |
| 5,000 | 8,954.24 | 3,954.24 |
| 10,000 | 17,908.48 | 7,908.48 |
| 25,000 | 44,771.19 | 19,771.19 |
| 50,000 | 89,542.38 | 39,542.38 |
| 100,000 | 179,084.77 | 79,084.77 |
Frequently asked questions
What formula does this calculator use?
Future value = pv × pow(1+r ÷ 100,n); Growth = pv × pow(1+r ÷ 100,n)-pv. Variables: pv = present value, r = annual rate in %, n = years.
What do I need to enter?
You need present value, annual rate (%), years. Results update as you type.
What is an example result?
With the default inputs (present value = 5,000, annual rate = %6, years = 10), the results are: future value 8,954.24; growth 3,954.24.
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