Present Value Calculator
Find what a future sum is worth today by discounting it at a chosen annual rate. Enter future value, discount rate and years to see present value…
8 of 8 free uses remaining today
Find what a future sum is worth today by discounting it at a chosen annual rate. Enter future value, discount rate and years to see present value when you calculate.
General information only, not financial advice. Results are estimates; fees, tax and future rate changes may affect outcomes.
Worked example
Example calculated from the starting values. Enter your own values and press Calculate to get your result.
With the default inputs (future value = 20,000, discount rate = %5, years = 8), the results are: present value 13,536.79.
Quick reference: future value vs result
Reference table based on the example values; it is not your calculation result.
| Future value | Present value |
|---|---|
| 10,000 | 6,768.39 |
| 20,000 | 13,536.79 |
| 40,000 | 27,073.57 |
| 100,000 | 67,683.94 |
| 200,000 | 135,367.87 |
| 400,000 | 270,735.74 |
Frequently asked questions
What formula does this calculator use?
Present value = fv ÷ pow(1+r ÷ 100,n). Variables: fv = future value, r = discount rate in %, n = years.
What do I need to enter?
You need future value, discount rate (%), years. Results update as you type.
What is an example result?
With the default inputs (future value = 20,000, discount rate = %5, years = 8), the results are: present value 13,536.79.
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