Finance tools

Estimate repayments on a personal loan. Enter the amount, rate and term to compare options and see how much interest you would pay over the life of…

Estimate fixed repayments on a student loan paid back over a set term. Enter the balance, interest rate and years to see monthly cost and total…

See how savings grow with regular deposits and compound interest. Enter a starting balance, monthly deposit, interest rate and years to estimate…

Estimate a retirement balance from a starting amount, monthly contributions, expected return and years to go. A year-by-year table shows how growth…

Project the growth of an investment with monthly contributions and compound returns. Enter your own numbers to compare scenarios, and remember that…

Calculate simple interest on a deposit or loan, where interest is earned only on the original amount. Enter the principal, annual rate and years to…

Estimate how many years it takes money to double at a given annual return. Divide 72 by the rate for a quick mental estimate that is close for…

See what a sum of money will be worth after years of inflation. Enter an amount, the average inflation rate and the number of years to estimate…

Project what a single amount grows to with compound interest, with no further deposits, over a number of years. Enter present value, annual rate and…

Find what a future sum is worth today by discounting it at a chosen annual rate. Enter future value, discount rate and years to see present value…

Convert a nominal annual rate into the effective annual yield once compounding is taken into account. Enter nominal apr and compounding periods per…

Estimate the repayment on an interest-only loan, where the balance does not fall during the interest-only period. Enter loan amount and annual rate…

Find how many months it takes to clear a loan with a fixed monthly payment. A dash means the payment does not cover the interest. Enter loan…

Calculate a share's dividend yield as a percentage of its price from the annual dividend per share. Enter share price and annual dividend per share…

Calculate the P/E ratio of a share by dividing its price by its earnings per share. Enter share price and earnings per share to see p/e ratio when…

Work out the profit and percentage return on a share trade after allowing for fees. Enter buy price per share, sell price per share, number of…

Calculate the net rental yield after the running costs of a property are taken out of the annual rent. Enter annual rent, annual costs and property…

Calculate your loan to value ratio, the equity in the property and the paydown needed to reach an 80% LVR. Enter loan amount and property value to…

Find the monthly amount to save to reach a goal in a set number of years at an assumed rate of return. Enter savings goal, annual return and years…